Homeowners & Renters Insurance - USA

We understand that every homeowner and renter has different needs. That’s why we offer tailored insurance solutions designed to protect your home, belongings, and peace of mind. Whether you own your property or rent your living space, the right cover helps safeguard you against unexpected events. Our flexible policies ensure your home and personal possessions are protected, so you can feel secure no matter what life brings.

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Available Coverages:

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• Homeowners Insurance (Buildings Cover) – Protects the structure of your home against damage caused by fire, flood, storm, subsidence, and other insured risks.

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• Renters Insurance (Tenants’ Contents Cover) – Covers your personal belongings against theft, fire, water damage, and other unexpected events.​

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• Personal Liability Insurance – Protection if someone is injured in your home or if you accidentally cause damage to someone else’s property.​

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• Loss of Use & Alternative Accommodation – Covers temporary living expenses if your home becomes uninhabitable due to an insured event

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• ​Contents Insurance – Protects furniture, electronics, clothing, and other personal possessions against loss or damage.

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• Accidental Damage Cover – Additional protection for unintentional damage to your home or belongings.

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• Theft & Vandalism Cover – Protection against burglary, attempted theft, or malicious damage.

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• Legal Expenses Insurance – Covers legal costs related to property disputes or liability claims.

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• Unoccupied Property Cover – Optional protection for homes left vacant for extended periods.

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• High-Value Items Cover – Optional cover for valuable items such as jewellery, artwork, or collectibles.

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With the right insurance in place, you can protect what matters most—your home and everything inside it.